May 24

Invisible Wealth-How Wealthy are You Really?

Invisible Wealth-How Wealthy are You Really?

By Deborah Johnson

May 24, 2024

Deborah Johnson, freedom, happiness, health, invisible wealth, personal fulfillment, podcast, quality of life

"Invisible wealth" refers to assets or resources that are not immediately apparent or tangible but hold significant value to individuals or societies. While financial wealth is often the most visible form of prosperity, there are several other areas of invisible wealth that are equally important but may go unnoticed. If we only measure dollars, other areas are sacrificed. Greg, my husband, and I focus on some of those areas in the podcast and how some of them impact our lives.

We cover cultural assets, environmental assets, social capital, human capital and health and well-being. Time and freedom are also intangible yet valuable resources that contribute to overall well-being and life satisfaction. Having the autonomy to choose how to spend one's time, pursue interests, and maintain work-life balance enhances personal fulfillment and happiness. Recognizing and valuing these forms of invisible wealth is essential for promoting holistic development and sustainable prosperity.

While financial wealth is important, it is only one aspect of overall well-being. Investing in social relationships, education, health, environmental conservation, and personal fulfillment enriches lives and strengthens communities in ways that extend beyond monetary measures.

Women at Halftime by Deborah Johnson Invisible Wealth-How Wealthy are You Really? with Greg and Deb 5-28-2024
00:00:00 00:00:00

Cultural Assets

We believe the significance of the family unit is an important part of society and many families represent diverse cultures, particularly in our nation. A strong family unit should be built upon values such as respect, humor, emotional security and gratitude.  Creating a nurturing environment within the home, characterized by support, affection, and mutual respect, is a priceless form of wealth.

Living in a household and community where emotional safety is prioritized alongside physical safety is a profound form of prosperity, though often overlooked. Cultivating a climate of forgiveness and support within families is indeed a valuable asset, one that regrettably remains absent in many homes throughout our country.

Environmental Assets

Simply observing the natural landscapes around us reveals the wealth of meaningful landscapes, waterscapes and mountains. These environments serve as ideal settings for reflection and feeling of peace and perspective. With the technical advances in our era, we have the ability to capture landscapes in photos, posters or film. This enables us to transport ourselves to other areas of the world to enjoy. The growing accessibility of virtual reality further enhances this capability.

The invisible wealth present in our environment is intricately linked to culture. We experience ample freedom to create a space of solitude or creativity within personal space using paint, light and even furniture. A space doesn’t need to be expansive or extravagant to evoke a peaceful or creative atmosphere.

Social Capital

Social networks, relationships, and connections represent a valuable form of invisible wealth. Strong social ties offer access to opportunities, resources, and support systems crucial for personal and professional growth and success. These connections become even more important as we get older. Our adult children also often become an integral part of these social connection.

Actively cultivating social capital requires a proactive approach. It involves making deliberate decisions to engage with others and foster meaningful connections, rather than merely relying on innate skills. Adopting a mindset of being a connector can substantially enhance the invisible wealth of social capital.

Relationship Extraction

Human Capital

Human capital encompasses the knowledge, skills, and capabilities possessed by individuals. Factors such as education, experience, expertise, and creativity are all forms of human capital that play pivotal roles in both economic productivity and personal growth. Lifelong learning is central to this concept.

Many individuals, like Evan Williams, co-founder of Twitter and founder of Blogger, are embracing the idea of exploring creativity, particularly during mid-career or halftime of life. This period of transition offers a prime opportunity to delve into various creative pursuits. Having the freedom, along with the necessary knowledge and financial resources, to pursue creative endeavors represents a significant asset and a form of invisible wealth.

Health and Well-Being

While the importance of health is generally understood, the significance of quality of life becomes especially apparent as our bodies age and we encounter various health challenges. Consider Sue, for instance, who endured her fifth heart attack, received diagnoses of cancer and diabetes, and suffered hair loss, all within a single year.

Physical and mental health are often overlooked forms of invisible wealth. Maintaining good health empowers individuals to lead fulfilling lives, pursue their aspirations, and make meaningful contributions to society with a greater quality of life. Access to healthcare services, nutritious food, clean water, and safe living environments are crucial elements of health-related wealth that can significantly impact quality of life and productivity.


While there are additional facets of invisible wealth, focusing on these fundamentals can significantly enhance overall well-being and quality of life. Implementing these principles early on is key; it's wise to start sooner than we might anticipate. Since none of us can predict how many years we have ahead, it's important to approach each day with gratitude and cultivate positive habits that sustain the wealth we've accumulated, especially invisible wealth.

Articles and Podcasts

How to Survive Inflation     

Seven Principles of Success

How to Manage Finances During a Crisis

FREE: Goal Setting Worksheets

- about Greg & Deb

GREG joins DEBORAH as a co-host on Women at Halftime Podcast once a month. 

GREG JOHNSON is a former professional athlete, a triple A relief-pitcher with the Cleveland Indians (now Guardians) He also has years of experience in sales and as an R.I.A. (Registered Investment Advisor), owning his own business. He & Deb met on a blind date and have been married over 40 years.

While financial wealth is important, it is only one aspect of overall well-being.

deborah johnson

Thought Leader, Keynote Speaker, Author

If you are interested in growing and learning, check out our online courses here: Online Learning

824 words

Deborah Johnson

About the author

DEBORAH JOHNSON, M.A., creator of Hero Mountain® and former president of Los Angeles National Speakers Association, is an international award-winning music artist, author, speaker and National Media Commentator. She also hosts the popular podcast "Women at Halftime." Deborah provides tools to create your ideal lifestyle and work at mid-career or during the halftime of life, getting unstuck. You can live your second half fulfilled, focused and free! Up for multiple GRAMMY Awards and spending over 20 years in the entertainment industry, she's an expert on how to constantly reinvent yourself in a gig-economy. She is also the recipient of the Women's Economic Forum Exceptional Women of Excellence Award. Deborah is the author of multiple books, over twenty albums and musicals and speaks and performs in both live and virtual events.

Never miss a good story! Subscribe to our newsletter to keep up with the latest news, articles, music & trends!